Prepared for: Customers, Treasury Staff, and Finance Teams Date: [Current Date] Subject: Comprehensive Guide to the ICICI Bank RTGS (Real-Time Gross Settlement) Form 1. Introduction The Real-Time Gross Settlement (RTGS) system is a funds transfer mechanism where transactions are processed individually and continuously in real-time. RTGS is used for high-value transactions (minimum ₹2 lakh; no maximum ceiling) and is typically settled instantly.
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