Home Loan Interest Rates Icici May 2026

When planning to buy a dream home in India, the interest rate on your home loan is arguably the most critical factor. It directly impacts your monthly EMI and the total cost of the property over time. Among India’s leading private sector lenders, ICICI Bank consistently offers competitive and dynamic home loan products.

Disclaimer: Interest rates are subject to change based on RBI monetary policy. Please visit the official ICICI Bank website or your nearest branch for the most current offers.

Before signing, check the Annual Percentage Rate (APR) , not just the interest rate. The APR includes processing fees and other costs. Also, ask ICICI specifically for the "Spread over Repo Rate" —that is the true cost you will pay for the entire tenure.

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