Financial Services Volkswagen Exclusive Info

"They aren't just financing the car; they are financing the lifecycle," says Maria Tischendorf, an auto analyst at Berlin-based Sternberg & Co. "Because they understand the engineering, they can underwrite risk that a standard bank would reject. That is a moat." While the "new car" market sputters, VWFS has pivoted hard into mobility subscriptions . Gone are the days when your only choices were "buy" or "long-term lease." VWFS now offers monthly rolling subscriptions for Volkswagen, Cupra, and Škoda vehicles.

Here, VWFS plays the long game. Instead of dumping millions of used EVs into an auction house for a fire sale (which would destroy the brand's new car pricing), VWFS is warehousing these vehicles and deploying them as . financial services volkswagen

Volkswagen used to be an engineering company that happened to offer loans. Now, it is a financial services company that happens to build very good cars. And that is a revolution you won’t see on a test drive. "They aren't just financing the car; they are