| Encoding Type | Technology | Application | |---------------|------------|-------------| | Magnetic Stripe | HiCo/LoCo encoder | Legacy payment, hotel keys | | Contact Chip | ISO 7816 (ATR, APDU commands) | EMV payment, SIM cards | | Contactless | ISO 14443 A/B, NFC, MIFARE, Desfire | Access control, transit cards |
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